Welcome to HindiSpray.com. By accessing or using our website and services, you agree to comply with and be bound by these Terms and Conditions. Please read them carefully before proceeding.

1. Definitions

In these Terms and Conditions:

  • “We,” “us,” or “our” refers to Hindi Spray Insurance Services.
  • “You” or “your” refers to the user or visitor of our website.
  • “Services” refers to the insurance-related services provided by Hindi Spray.

2. Acceptance of Terms

By using our website or services, you confirm your acceptance of these terms. If you do not agree, please refrain from using our services.

3. Use of the Website

3.1 Eligibility

You must be at least 18 years old and capable of entering into a binding agreement to use our services.

3.2 Prohibited Activities

Users are prohibited from:

  • Submitting false information.
  • Interfering with website operations.
  • Using the website for illegal activities.

3.3 Content Ownership

All content on this website, including text, graphics, logos, and images, is the property of Hindi Spray. Unauthorized reproduction or distribution is prohibited.

4. Insurance Services

4.1 Accuracy of Information

We strive to ensure that all policy details and pricing are accurate, but errors may occur.

4.2 Quotation and Coverage

Insurance quotes are provided based on the information you supply. Final coverage is subject to underwriting approval.

5. Payments

5.1 Payment Terms

All payments must be made in full before the issuance of policies.

5.2 Refund Policy

Refunds are issued in accordance with applicable insurance laws. Contact contact@hindispray.com for assistance.

6. Limitation of Liability

We are not liable for:

  • Indirect, incidental, or consequential damages arising from the use of our website or services.
  • Losses resulting from inaccurate user-provided information.

7. Privacy Policy

Your use of our website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

8. Termination

We reserve the right to suspend or terminate your access to our website or services if you violate these terms.

9. Changes to Terms and Conditions

We may update these Terms and Conditions periodically. The updated version will be posted on this page with a revised “Effective Date.”

10. Governing Law

These terms are governed by and construed in accordance with the laws of the United States and the State of Illinois.

11. Contact Information

For questions or concerns regarding these Terms and Conditions, please contact us: